--- title: Livable Now Blog | renters description: renters | --- ![](https://www.livable.com/wp-content/uploads/2021/02/LIVABLE_Logo_HI_RES_300px_Corporate.png) SOLUTIONS [PROPERTY MANAGER DASHBOARD](https://www.livable.com/property-manager-dashboard/) [TENANT CONNECT](https://www.livable.com/tenant-connect/) [UTILITY BILLING & COST RECOVERY](https://www.livable.com/utility-billing-cost-recovery/) [LIVABLE NOW BLOG](https://blog.livable.com/) [CONTACT US](https://www.livable.com/contact-us/) SOLUTIONS [PROPERTY MANAGER DASHBOARD](https://www.livable.com/property-manager-dashboard/) [TENANT CONNECT](https://www.livable.com/tenant-connect/) [UTILITY BILLING & COST RECOVERY](https://www.livable.com/utility-billing-cost-recovery/) [LIVABLE NOW BLOG](https://blog.livable.com/) [CONTACT US](https://www.livable.com/contact-us/) MANAGER LOGIN RESIDENT LOGIN ### Posts by tags: - [2021 taxes (1)](https://blog.livable.com/tag/2021-taxes) - [amenities (2)](https://blog.livable.com/tag/amenities) - [apartment industry (1)](https://blog.livable.com/tag/apartment-industry) - [apartment industry (1)](https://blog.livable.com/tag/apartment-industry) - [clean water (2)](https://blog.livable.com/tag/clean-water) - [climate change (4)](https://blog.livable.com/tag/climate-change) - [come and save with us (5)](https://blog.livable.com/tag/come-and-save-with-us) - [conservation (25)](https://blog.livable.com/tag/conservation) - [construction (1)](https://blog.livable.com/tag/construction) - [cost recovery (11)](https://blog.livable.com/tag/cost-recovery) - [Economic Recovery (1)](https://blog.livable.com/tag/economic-recovery) - [economy (7)](https://blog.livable.com/tag/economy) - [eviction moratorium (1)](https://blog.livable.com/tag/eviction-moratorium) - [examples of conservation (2)](https://blog.livable.com/tag/examples-of-conservation) - [financial impact (2)](https://blog.livable.com/tag/financial-impact) - [homeowner (2)](https://blog.livable.com/tag/homeowner) - [House’s HEROES Act (1)](https://blog.livable.com/tag/houses-heroes-act) - [housing (8)](https://blog.livable.com/tag/housing) - [Housing developers (5)](https://blog.livable.com/tag/housing-developers) - [how to save money on utilities (19)](https://blog.livable.com/tag/how-to-save-money-on-utilities) - [increase NOI (4)](https://blog.livable.com/tag/increase-noi) - [investment (4)](https://blog.livable.com/tag/investment) - [legislation (3)](https://blog.livable.com/tag/legislation) - [livable (7)](https://blog.livable.com/tag/livable) - [Livable staff (1)](https://blog.livable.com/tag/livable-staff) - [Millennials (2)](https://blog.livable.com/tag/millennials) - [multifamily properties (5)](https://blog.livable.com/tag/multifamily-properties) - [natural resources (3)](https://blog.livable.com/tag/natural-resources) - [new state laws (3)](https://blog.livable.com/tag/new-state-laws) - [post-pandemic adjustments (1)](https://blog.livable.com/tag/post-pandemic-adjustments) - [Property managers (2)](https://blog.livable.com/tag/property-managers) - [property owners (11)](https://blog.livable.com/tag/property-owners) - [ratio utility billing (10)](https://blog.livable.com/tag/ratio-utility-billing) - [real estate (2)](https://blog.livable.com/tag/real-estate) - [Rent control (4)](https://blog.livable.com/tag/rent-control) - [rent policies (2)](https://blog.livable.com/tag/rent-policies) - [rental (7)](https://blog.livable.com/tag/rental) - [rental housing industry (1)](https://blog.livable.com/tag/rental-housing-industry) - [renters (5)](https://blog.livable.com/tag/renters) - [Republican lawmaker (1)](https://blog.livable.com/tag/republican-lawmaker) - [rising costs (3)](https://blog.livable.com/tag/rising-costs) - [roofing (1)](https://blog.livable.com/tag/roofing) - [RUBS (25)](https://blog.livable.com/tag/rubs) - [Single-family homes (1)](https://blog.livable.com/tag/single-family-homes) - [smart utility (4)](https://blog.livable.com/tag/smart-utility) - [smarter approach (1)](https://blog.livable.com/tag/smarter-approach) - [solar (3)](https://blog.livable.com/tag/solar) - [staying home (2)](https://blog.livable.com/tag/staying-home) - [Staying Strong and Giving Back (1)](https://blog.livable.com/tag/staying-strong-and-giving-back) - [tax credits (2)](https://blog.livable.com/tag/tax-credits) - [technology (2)](https://blog.livable.com/tag/technology) - [tenant protections (3)](https://blog.livable.com/tag/tenant-protections) - [tenants (2)](https://blog.livable.com/tag/tenants) - [unionofconcernedscientists (2)](https://blog.livable.com/tag/unionofconcernedscientists) - [utility bill (10)](https://blog.livable.com/tag/utility-bill) - [utility billing (10)](https://blog.livable.com/tag/utility-billing) - [Utility savings (17)](https://blog.livable.com/tag/utility-savings) - [we heal as one (1)](https://blog.livable.com/tag/we-heal-as-one) See all # Latest stories on renters ## [When to Hire a Property Manager and What to Look for If You Do](https://blog.livable.com/when-to-hire-property-manager) Posted by [Livable Content Team](https://blog.livable.com/author/written-with-love-by-the-livable-content-team) on May 3, 2023, 4:57:04 PM Managing a property is time-consuming, especially if you own multiple properties or live at a distance from your assets. Many property owners see their rental income as a means to enjoy their lives, rather a full-time job of maintenance and problem-solving. If you see owning property as the means to more leisure time, hiring a property manager is essential. A professional property manager handles everything from rent collection to maintenance, making **your** life easier and freer, with fewer headaches. But not all owners need a property manager and not all property managers are created equal. The big questions you need to answer before making that investment are “When is it time to hire a property manager?” and “What should I look for when hiring one?” [Read More →](https://blog.livable.com/when-to-hire-property-manager) ## [Renter's Insurance: Covering Their Assets](https://blog.livable.com/renters-insurance) Posted by [Livable Content Team](https://blog.livable.com/author/written-with-love-by-the-livable-content-team) on Apr 6, 2023, 9:11:57 AM You’ve seen ads for rental insurance. But do you know what it covers OR if you can require tenants to get it?  [Rental insurance](https://www.usnews.com/insurance/renters-insurance/what-does-renters-insurance-cover)is a specific type of policy that covers possessions within the home as opposed to the home itself. It is highly beneficial to your residents in the event of flood or similar disaster since you are not responsible for damage to personal possessions - only the property itself. Some [property owners may require](https://millersmutualgroup.com/resources/blog/renters-insurance-a-benefit-to-landlords-and-tenants/)tenants to obtain rental insurance. Even if you don’t require your residents to have renal insurance, you can advise them to get it.  [Read More →](https://blog.livable.com/renters-insurance) ## [Choose Gardens Over Lawns for a Healthier Community and Planet](https://blog.livable.com/choose-gardens-over-lawns) Posted by [Livable Content Team](https://blog.livable.com/author/written-with-love-by-the-livable-content-team) on Mar 22, 2023, 8:31:52 AM Single-family homes, duplexes, multifamily complexes and businesses have traditionally fought for idyllic lawns with the aim of causing envy among neighbors and passersby. But at Livable, we think we have a better idea!  It’s time to level up and consider trading the battle of lawn envy for a healthier, more colorful and more sustainable option: building a garden. Replacing lawns with gardens is a fantastic option for a better environment and overall way of living. Check out our reasons for installing a garden over the manicured grass, plus suggestions for the kind of garden you could opt for. Now is the time to start planning for an amazing garden this summer!  [Read More →](https://blog.livable.com/choose-gardens-over-lawns) ## [Save Money On Utility Bills With This Internet-enabled device](https://blog.livable.com/save-money-on-utility-bills-with-this-internet-enabled-device) Posted by [Livable Content Team](https://blog.livable.com/author/written-with-love-by-the-livable-content-team) on Feb 6, 2022, 9:00:00 AM ## **What is a Ratio Utility Billing System? (RUBS)** Simply put, [RUBS](https://www.livable.com/ratio-utility-billing-system/) divides utility bills among residents of a property based on predetermined criteria. A cost-effective solution for property owners to recoup expenditures while also proportionately sharing conservation responsibility with residents in a fair and acceptable manner. Beyond the financial benefits, conserving the Earth's natural resources is in our collective interest.  [Read More →](https://blog.livable.com/save-money-on-utility-bills-with-this-internet-enabled-device) ## [Charging For Utilities: A Renter’s Pros And Cons](https://blog.livable.com/find-out-why-renters-are-getting-richer-and-richer) Posted by [Livable Content Team](https://blog.livable.com/author/written-with-love-by-the-livable-content-team) on Mar 1, 2020, 3:00:00 PM At Livable we create custom [utility management and cost recovery solutions](https://www.livable.com/utility-billing-cost-recovery/) for commercial and residential properties, and it seems our expertise is needed now more than ever! It used the be that the “American Dream” was synonymous with homeownership, however, Millennials don’t seem to be putting the same emphasis on buying property as previous generations, thus renting has become more the norm. [Read More →](https://blog.livable.com/find-out-why-renters-are-getting-richer-and-richer) [All posts](https://blog.livable.com/all) #### Subscribe to join our monthly newsletter Stay updated on real estate news, laws,  and monthly saving tips and tricks! ![Monthly-tip](https://blog.livable.com/hs-fs/hubfs/2020_assets/illustrations/Monthly-tip.png?width=180&height=165&name=Monthly-tip.png "Monthly-tip") #### Smart saver tip of the month Insulating water pipes is a quick and inexpensive way to lower water-heating costs. The easy upgrade reduces heat loss and allows you to lower your buildings’ water temperature setting by two to four degrees. Plus, since water doesn’t take as long to heat up, less of this precious resource is wasted waiting for faucets and showers to get to the appropriate temperature. On smaller buildings, this is a definite DIY job that should take less than a day to complete. Check out the [U.S. Department of Energy’s website](https://www.energy.gov/energysaver/services/do-it-yourself-energy-savings-projects/savings-project-insulate-hot-water-pipes?utm_campaign=Newsletters&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-8yh5oCnhWhoNYxyWitSNwCQZKjwDza8YZ-_XqR_0bGeAJoJKUSlyuOiGT5Nuvpv6Yhcarj) for a comprehensive shopping list and step-by-step instructions. ### More Lively Livable ### Posts by Tag - [RUBS (25)](https://blog.livable.com/tag/rubs) - [conservation (25)](https://blog.livable.com/tag/conservation) - [how to save money on utilities (19)](https://blog.livable.com/tag/how-to-save-money-on-utilities) - [Utility savings (17)](https://blog.livable.com/tag/utility-savings) - [cost recovery (11)](https://blog.livable.com/tag/cost-recovery) - [property owners (11)](https://blog.livable.com/tag/property-owners) - [ratio utility billing (10)](https://blog.livable.com/tag/ratio-utility-billing) - [utility bill (10)](https://blog.livable.com/tag/utility-bill) - [utility billing (10)](https://blog.livable.com/tag/utility-billing) - [housing (8)](https://blog.livable.com/tag/housing) - [economy (7)](https://blog.livable.com/tag/economy) - [livable (7)](https://blog.livable.com/tag/livable) - [rental (7)](https://blog.livable.com/tag/rental) - [Housing developers (5)](https://blog.livable.com/tag/housing-developers) - [come and save with us (5)](https://blog.livable.com/tag/come-and-save-with-us) - [multifamily properties (5)](https://blog.livable.com/tag/multifamily-properties) - [renters (5)](https://blog.livable.com/tag/renters) - [Rent control (4)](https://blog.livable.com/tag/rent-control) - [climate change (4)](https://blog.livable.com/tag/climate-change) - [increase NOI (4)](https://blog.livable.com/tag/increase-noi) - [investment (4)](https://blog.livable.com/tag/investment) - [smart utility (4)](https://blog.livable.com/tag/smart-utility) - [legislation (3)](https://blog.livable.com/tag/legislation) - [natural resources (3)](https://blog.livable.com/tag/natural-resources) - [new state laws (3)](https://blog.livable.com/tag/new-state-laws) - [rising costs (3)](https://blog.livable.com/tag/rising-costs) - [solar (3)](https://blog.livable.com/tag/solar) - [tenant protections (3)](https://blog.livable.com/tag/tenant-protections) - [Millennials (2)](https://blog.livable.com/tag/millennials) - [Property managers (2)](https://blog.livable.com/tag/property-managers) - [amenities (2)](https://blog.livable.com/tag/amenities) - [clean water (2)](https://blog.livable.com/tag/clean-water) - [examples of conservation (2)](https://blog.livable.com/tag/examples-of-conservation) - [financial impact (2)](https://blog.livable.com/tag/financial-impact) - [homeowner (2)](https://blog.livable.com/tag/homeowner) - [real estate (2)](https://blog.livable.com/tag/real-estate) - [rent policies (2)](https://blog.livable.com/tag/rent-policies) - [staying home (2)](https://blog.livable.com/tag/staying-home) - [tax credits (2)](https://blog.livable.com/tag/tax-credits) - [technology (2)](https://blog.livable.com/tag/technology) - [tenants (2)](https://blog.livable.com/tag/tenants) - [unionofconcernedscientists (2)](https://blog.livable.com/tag/unionofconcernedscientists) - [2021 taxes (1)](https://blog.livable.com/tag/2021-taxes) - [Economic Recovery (1)](https://blog.livable.com/tag/economic-recovery) - [House’s HEROES Act (1)](https://blog.livable.com/tag/houses-heroes-act) - [Livable staff (1)](https://blog.livable.com/tag/livable-staff) - [Republican lawmaker (1)](https://blog.livable.com/tag/republican-lawmaker) - [Single-family homes (1)](https://blog.livable.com/tag/single-family-homes) - [Staying Strong and Giving Back (1)](https://blog.livable.com/tag/staying-strong-and-giving-back) - [apartment industry (1)](https://blog.livable.com/tag/apartment-industry) - [apartment industry (1)](https://blog.livable.com/tag/apartment-industry) - [construction (1)](https://blog.livable.com/tag/construction) - [eviction moratorium (1)](https://blog.livable.com/tag/eviction-moratorium) - [post-pandemic adjustments (1)](https://blog.livable.com/tag/post-pandemic-adjustments) - [rental housing industry (1)](https://blog.livable.com/tag/rental-housing-industry) - [roofing (1)](https://blog.livable.com/tag/roofing) - [smarter approach (1)](https://blog.livable.com/tag/smarter-approach) - [we heal as one (1)](https://blog.livable.com/tag/we-heal-as-one) See all [Home](https://www.livable.com/) | [Solutions](https://www.livable.com/#)| [Property Manager Dashboard](https://www.livable.com/property-manager-dashboard/) [Utility Billing and Cost Recovery](https://www.livable.com/utility-billing-cost-recovery/) | [Contact Us](https://www.livable.com/contact-us/) [Privacy Policy](https://www.livable.com/privacy/) / [Terms and Conditions](https://www.livable.com/privacy-policy/)  [Manager Login](https://pm.livable.com/) [Resident Login](https://resident.livable.com/) Copyright © [Livable](https://www.livable.com/), Inc. 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